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Cookies and consent collection

This website uses cookies. Cookies are text files containing small amounts of information which are downloaded to your computer or other device when you visit a website. They are used to help you navigate websites efficiently and perform certain functions.

On your first visit to our homepage a cookie notice appeared to make it clear that this website used cookies, and directed you towards this Cookie Policy. The cookie notice explained that by continuing to browse this website you would be agreeing to our use of cookies. This means that by using this website, you are deemed to be giving your consent to our use of cookies in the manner set out below.

Changing your cookie preferences

If you would like to update your Cookie settings for use on this website please click here.

Classification of cookies

Cookies can be classified by duration and by source.

Cookies duration

This website uses both session and persistent cookies:

  • Strictly Necessary Cookies:
    These cookies are essential in order to enable you to move around the website and use its features, such as accessing secure areas of the website. Without these cookies services, you have asked for, like shopping baskets or e-billing, cannot be provided.
  • Performance Cookies (includes Session and Persistent Cookies):
    These cookies collect information about how visitors use a website, for instance, which pages visitors go to most often, and if they get error messages from web pages. These cookies don’t collect information that identifies a visitor. All information these cookies collect is aggregated and therefore anonymous. It is only used to improve how a website works.

Cookies source

Cookies can be classified as first-party or third-party cookies. First-party cookies are those issued on behalf of the website visited, all other cookies are third-party cookies. This website uses both first-party and third-party cookies.

Function of cookies

The cookies used on this website fall into the following categories.

  • Essential (‘strictly necessary’) cookies – these are essential in order to enable you to move around this website and use its features.
  • Functionality and preference cookies – these cookies allow us to remember choices you make (such as language or the region you are in) and provide enhanced, more personal features. This site uses functional cookies to recognise you when you return, enabling us to personalise content for you and remember your preferences.
  • Performance cookies – these are used by web analytics and collect information in an anonymous form about how visitors use this website. They allow us to track site usage, page visits and monitor trends over time. The data collected is limited to managing the performance and design of this site. These cookies are third-party cookies (Google Analytics) but the information is in an anonymous form and is obtained for the exclusive use of M&G. For further details see ‘Google Analytics’.
  • Other third-party cookies – this website has links to other third-party websites, and the linking process may involve third-party cookies being placed on your machine or other device. We also use embedded widgets on this website to enable content sharing through social media networks. These widgets, such as Twitter or LinkedIn ‘Share’ / ‘Like’ button, will be clearly visible to you on relevant pages of this site.

You can find out more about cookies at www.allaboutcookies.org and the site will explain how to control and delete unwanted cookies you have already accepted.

How to opt out for Cookies

There are a number of ways to opt-out for google analytics / performance cookies. You can manage performance cookies through the Cookie settings screen on the cookie notice this site; or alternatively set your browser to either block all cookies; to only allow “trusted” sites to set them, or to accept cookies only from the websites that you are currently on. If you choose to block all cookies, you may experience problems accessing certain areas of this website.

Cookies table

This table summarises the cookies which may be set on your machine or other device when it is used.

Name Purpose Expiry Category / Classification
_ga This cookie name is associated with Google Universal Analytics - which is a significant update to Google's more commonly used analytics service. This cookie is used to distinguish unique users by assigning a randomly generated number as a client identifier. It is included in each page request in a site and used to calculate visitor, session and campaign data for the sites analytics reports. By default, it is set to expire after 2 years, although this is customizable by website owners. 2 Years Performance
_gat_UA-3299630-1 This is a pattern type cookie set by Google Analytics, where the pattern element on the name contains the unique identification number of the account or website it relates to. It appears to be a variation of the _gat cookie which is used to limit the amount of data recorded by Google on high traffic volume websites. 1 Day Performance
_gid Used to distinguish users.
This cookie name is associated with Google Universal Analytics. This appears to be a new cookie and as of Spring 2017, no information is available from Google. It appears to store and update a unique value for each page visited.
24 Hours Performance
_utma This cookie, used by Google Analytics, keeps track of the number of times a user has been to the Site, when their first visit was, and when their last visit occurred. 2 years Performance
_utmb This cookie, used by Google Analytics, captures the timestamp of the exact moment in time when a user enters the Site. 30 minutes Performance
_utmz This cookie keeps track of where the user came from, what search engine the user used, what link was clicked on, what keyword the user used, and where they were in the world when accessing the Site. 6 months Performance
_utmc This cookie, used by Google Analytics, captures the timestamp of the exact moment in time when a user leaves the Site. End of browser session Performance
_cookieConsents Use to show cookie Consent Message. Cookie Consent is a free JavaScript plugin for alerting users about the use of cookies on your website. 3 months Strictly Necessary
ASP.NET_SessionId SessionId what .NET Manages for maintaining session End of browser session Strictly necessary cookie
AWSELB AWS Classic Load Balancer Cookie: Load Balancing Cookie: Used to map the session to the instance. Removed after session with server closes Strictly necessary cookie
AWSALB AWS Classic Load Balancer Cookie: Load Balancing Cookie: Used to map the session to the instance. 6 Days Strictly Necessary

© M&GPrudential 2019

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